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Archive for August 31st, 2007

The National Health Service (NHS) Prescribes Magnetic Therapy for the first time!

Friday, August 31st, 2007

The Sunday Times Newspaper on 26th February 2006, revealed that the NHS has for the very first time allowed magnetic therapy treatment devices to be prescribed by G.P’s. At this moment in time, the devices they are able to prescribe are limited to the treatment of chronic leg ulcers. The magnets, that will be used, will speed up the ulcer’s healing rate and encourage new cell and skin growth.

A UK based clinical study completed in 2003 provided strong evidence that magnetic leg straps were more effective than traditional compression bandaging techniques and have been deemed buy the prescribing authority to be more cost effective.

As yet the NHS has not revealed any plans to widen the prescribing powers of GP’s to allow them to incorporate other magnetic therapy devices into their mainstream treatments, but surely it will not be very long before we see magnetic therapy being used alongside conventional drugs therapies. Magnets have for many years now demonstrated to be equally and in many cases more effective than conventional pain killing drug therapies.

It is blatantly obvious that there are numerous advantages to introducing chemical and drug free options along side existing treatments. Magnetic therapy does not aim to replace existing methods of treatment but simply aims to complement and assist in the reduction of painful symptoms and help speed up the healing process. Due to the fact that magnetic therapy is a non toxic treatment which has no known side effects, magnets seem an attractive alternative to taking potentially harmful medications which have countless side effects. The one big plus side for the NHS is that when compared with the cost of prescription medications magnets have a relatively low cost. Potentially the NHS could save over 100 million pounds a year on prescription painkillers if magnetic therapy was made available to treat a full range of diseases. What will most likely happen is that the Department of Health will watch the new prescription of magnetic therapy for leg ulcers with interest. I expect a further review of magnetic therapy devices by GPs to be made within the next couple of years

Until then the public will have to continue to fork out the bill for magnetic therapy treatments. This may seem unfair, as proven treatments should be widely available. Still pain sufferers can take some solace from that fact that if they use magnetic therapy they could drastically reduce the need for prescription pain killers which will not only improve their health but also take the strain of their pocket, as magnets cost significantly less than a years worth of prescription costs.

The public can also rest assured that magnetic therapy has at long last gained the medical professions approval; something that has been a long time coming. So many clinical studies have previously been rejected and slammed by the British Medical Association, now it seems they are ready to eat their words and admit that they were wrong, it isn’t the first time and I’m sure it won’t be the last.

Magnets can help with the scores of medical conditions such as: Arthritis, Osteoporosis, Spodylosis, Fibromyalgia, Back pain, sciatica, diabetes, insomnia, migraine, M.S, stroke, high blood pressure, poor circulation and many more.

Mental Health Insurance

Friday, August 31st, 2007

Despite public awareness campaigns highlighting the issues facing people with mental health problems and the fact that no one is immune to developing a mental illness, people with mental health problems are still facing unfair discrimination, prejudice and stigma every day of their lives, not just from members of the public but also from businesses, banks, employers and even when it comes to taking out an insurance policy.

The truth is, any one of us can develop a mental illness, regardless of our age, gender, location, occupation or social status. Actually, the statistics show that at least one in four of us will experience some kind of mental health problem in the space of any one year. Mental health problems can be hugely diverse in nature and can range from mild cases of depression and anxiety to more serious cases of bipolar depression and schizophrenia with the types of symptoms and the degree of intensity of these symptoms varying from person to person. However, there are problems to face in the outside world too.

Possibly one of the most distressing aspects of mental illness is the isolation and social exclusion often experienced by the sufferer purely as a result of ignorance and misunderstanding on the part of other people and it is this that needs to change. If we consider insurance for example, something that most people take for granted, but not if you have had a mental illness in the past or are suffering from a mental health problem at the moment.

The findings of a major report on discrimination against the mentally ill showed that Insurance companies will often deny insurance or place exemptions on an insurance policy when there is a history of mental health problems, even if those problems existed many years ago and are no longer an issue. This applies to any type of insurance and not just life insurance either, travel insurance, mortgage insurance, employment insurance, payment protection insurance, all become more difficult to obtain if you have a mental health problem or a history of mental illness.

This would appear to suggest that insurance companies as well as many others still do not understand the issues or the facts surrounding mental illness or the information just isn’t getting through. For example, mental health problems can occur as an isolated case in relation to a specific set of circumstances and once treated, will never happen again, some types of mental illness are episodic in nature, and most people who seek help for mental health problems do go on to lead full and normal lives. Probably the most important point is that just because someone is suffering from a mental health problem doesn’t automatically mean they pose a greater risk than anyone else. Insurance companies calculate their insurance premiums on the level of perceived risk, which is supposedly based on medical evidence. Perhaps this is the area that needs to be addressed.

So what can you do about it? Certainly, if there is a case of unfair discrimination then it is possible to sue under the Disability Discrimination Act but according to Mind, the leading UK charity for mental health, only a small number of cases are taken out under this Act and of these, few are ever successful. Similarly, the Citizen’s Advice Bureau (CAB) report that most claims against payment protection insurance fail when mental illness is involved as it is a common exclusion in many insurance policies.

It isn’t all doom and gloom though, people do seem to be waking up to the fact that something has gone wrong somewhere and that people with mental illness deserve to have the same rights as anyone else. Over in the USA for example, a study by the Mental Health America Association found that the majority of Americans believe that people with mental health problems should no longer be subjected to discrimination by health insurance companies. In fact, some 96% of Americans believe that health insurance should also cover mental health. Here in the UK the government are aware of the issues surrounding mental health and exclusion and are tightening up legislation to protect people from unfair discrimination.

In the meantime, we would all do well to remember that mental health problems are not only common, they are treatable, and can affect any one of us at any time. Until we insist that people with mental health problems receive the same rights in society as everyone else, the problem with insurance will persist.